The higher the deductible, the lower the premium. The company’s easy customizable coverage calculator lets you find a plan that fits your budget.īreed: When it comes to your pet’s breed you can choose your annual deductible. Pricing, Deductible & Plansĭepending on your pet’s age, size, location, and breed the monthly Embrace pet insurance cost will differ. It’s as easy as logging in online and checking your claim’s status. Once the claim has been approved, the reimbursement will be done by either direct deposit or check.

Submit your claim through fax, mail, email, the MyEmbrace website, or the Embrace pet insurance mobile app.

Once your pet is out of the waiting period (2 weeks after you get the insurance), you can submit your claim using the easy online process.īills from any licensed vet in the United States are covered, no matter whether it’s a regular local veterinarian, rehab center, specialist, or an emergency hospital. Claims & RepaymentĮmbrace offers pet insurance plans with a very easy claiming process. It is clear that all of these exclusions are fair.

Injury caused by cruelty, fighting, racing, or neglect.

Cosmetic procedures that aren’t medically recommended.

Here is a list of exclusions and limitations: Regardless of the fact that this company has almost everything covered, there are a few things not included in their plans. Embrace Pet Insurance Exclusions and Limitations It’s best to consult Embrace for further information on this. Some states have a longer or shorter waiting period and different prescription medication options. Unfortunately, the coverage doesn’t apply when your pets travel with you abroad. Where is Embrace Pet Insurance located? Where is my pet covered? Even though the company’s offices are in Ohio, they cover pets from all around the United States.

Flea, tick, and heartworm preventatives.

Prosthetic limbs, mobility devices, and mobility aids.

For Dogs and PuppiesĮmbrace Pet Insurance for a dog includes insurance coverage for all congenital, breed-specific, and chronic conditions.

Luckily, your cat will be covered for life once they are on the Embrace insurance plan.

Treatment of cancer, congenital conditions, and breed-specific conditions.

Dental illness coverage of up to $1,000 annually.

Rehabilitation, behavioral, and recovering therapy fees.

A great benefit is that your cat can visit any licensed vet of your choice and the coverage includes the following: It’s optional to add the Wellness Rewards plan that assists with extra services that aren’t typically covered by pet insurance. For Cats and KittensĪ comprehensive Accident and Illness plan is available for your cat. They offer only one comprehensive plan that covers 90% of your pet’s vet bills. How does Embrace pet insurance work? Well, Embrace dogs & cats insurance plans are quite straightforward.

Exam Fee Coverage: Compared to other insurance policies where exam fees add an extra deductible, Embrace covers exam fees.

Diminishing Deductibles: For every year you don’t put in a claim, Embrace pet health insurance will reduce your annual deductible with $50.

Extra Wellness Rewards: Wellness reward points can be used towards covering grooming, preventive veterinary care, and even training costs.

Embrace takes the time to evaluate the degree of these medical conditions and provide coverage to conditions that can be cured within a 12-month period.

They Evaluate Pre-existing Conditions Fairly: Most pet insurance companies don’t offer coverage to pets with pre-existing medical conditions.

They pride themselves in looking at the details and creating policies that fit both owner and pet.

There are four key factors that make Embrace one of the top pet insurance companies to consider. With excellent review rates all across the country, Embrace holds an A+ rating from BBB as well as a 9/10 rate based on pet insurance reviews. It is a member of the North American Pet Health Insurance Association and the $59 million paid claims in 2019 are testimony to their quality care and service. Embrace is one of the best pet insurance companies available in the U.S., which is proven by the many positive Embrace Pet Insurance reviews online.Įmbrace offers wellness rewards that guarantee reimbursements for preventive and routine pet care. The Ohio-based pet insurance company offers personalized and comprehensive plans for cat and dog owners all across the United States.

Embrace dog insurance